Dental Insurance

Dental Insurance at Holden Family Dentistry

You Can Use Your Dental Coverage at Holden Family Dentistry

At Holden Family Dentistry, we are an in-network provider for the following companies:

  • Delta Dental Premier
  • Blue Cross Blue Shield Indemnity
  • Altus 

We accept all other out-of-network insurances, we will bill those insurances, and patients will be responsible for the remaining balance.

Other things to know about using dental insurance plans at our office:

  • We will file claims on the patient’s behalf.
  • Patients are expected to pay estimated co-pays at scheduling and time of service.
  • Patients who are out of network are expected to pay their estimated portion.

What is dental insurance, and how does it work?

Dental insurance is a type of insurance that helps cover the cost of preventive dental care. There are various types of dental insurance, but most plans will cover a portion of the cost of routine dental care, such as exams and cleanings. Some plans may also offer coverage for more extensive procedures, such as fillings, crowns, and root canals.

Most dental insurance plans have an annual maximum benefit, which is the amount that the plan will pay out in a year. Therefore, if you need extensive dental work like dental implants, you may need to pay for some of it yourself. However, your dental insurance plan usually covers preventive services and can help reduce overall dental care costs.

It is important to note that dental and health insurance are not the same, so you should check with your employer or provider to ensure you have health coverage for both.

Frequently Asked Questions About Dental Insurance Coverage

Your dental plan should cover some of the costs of routine dental care, such as exams and cleanings. It will also cover medically needed procedures but less often cover cosmetic procedures like veneers or teeth whitening.

The answer to this question will vary based on each dental insurance company and the different dental plans. If you have questions about your coverage, contact your insurance company to get details about your dental benefits plan.

Cosmetic dentistry procedures are usually not covered by dental plans if they are not deemed medically necessary. Major services like a complete smile makeover can be costly if not covered by insurance, so you should explore other financing options to pay for procedures that aren't medically necessary.

Since there is usually an annual maximum benefit, your insurance plan may not cover 100% of your dental services, especially if you need extensive treatment. If you need additional help covering out-of-pocket costs, you may qualify for financing options like CareCredit. Complete details on other financing options can be discussed at your consultation appointment.

Proper dental care is essential for your oral health, and we want to ensure that basic services and dental procedures are accessible for all patients who need them. Dental insurance plans are a great way to offset the cost of both basic and major services.

At Holden Family Dentistry, we are committed to ensuring that dental care is available and affordable for all our patients. In addition, we are here to help you navigate the world of dental coverage to use your dental benefits effectively.

Your dental health is essential to us, and we are happy to help answer questions about finding the best dental insurance plans for individuals and families.

For questions about insurance benefits, our services, or to schedule an appointment, call us at 508-829-3292.

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